What if I'm self employed?
Many of our customers are self employed, so that is no problem.
What if I have bad credit?
In today’s economy “bad credit” is relative. Our lenders have programs that are designed for our customers with lower credit scores. There is always a solution.
What if I have a trade in?
We welcome all trade- ins, running or not. If you owe money or have clear title we can help.
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What if I have repossession?
Many of our customers have had repossessions in the past. That’s what we’re here for. Our goal is to help you get a loan that fits your lifestyle and helps you re-establish your credit.
What if I have a bankruptcy?
Bankruptcy isn’t the end of the world anymore, especially in today’s economy, and lenders know this all too well. We have many lenders that specialize in auto loans for people who have this specific need.
What if I don’t have money to put down?
We have many lenders in our program that either allow you to put zero money down, or when down payment is required, allow you to defer all or part of it. There are always options for any buyer.
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What is my interest rate?
Interest rate is a moving target and usually determined by the lender. In short, the greater the risk the higher the interest rate.
What if I have a new job?
The longevity of your job isn’t as important as most people think. What the lenders evaluate is your ability to repay the loan.
How much income must I have?
The usual minimum income required is about 1200 per mo. The actual required amount may vary from lender to lender.
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What if I'm a first time buyer?
We have many programs for first time buyers.
What if I'm upside down in my trade?
We have many customers in this situation. Our lenders have great experience taking trades with negative equity, but still getting our customers into the car they want.
How much will my monthly payment be?
This is determined by several factors including the purchase price, interest rate, term and down payment. Please use our calculator to show you some options.
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